Looking for a solution to commuting sufferings and making your day-to-day journey faster? Buy a two-wheeler of your choice utilising an affordable and easy online loan. Two-wheeler loans are offered at competitive interest rates by reputed financial institutions. A two-wheeler loan can provide customers with up to Rs.30 lakhs, depending on how well they meet the eligibility criteria.
Two Wheeler Loan Eligibility
The common parameters for a two wheeler loan eligibility with lending institutions are as follows:
- An Indian resident can apply for a two-wheeler loan. The applicant's residence address must be the same for the previous 12 months.
- The customer should be between 18-65 years to apply for a two-wheeler loan.
- Lenders may want salaried individuals to have a minimum work experience of 12 months.
- Customers must be able to provide the documents to get approved for a two wheeler loan.
Required Documents for a Two-wheeler Loan
- Salaried employees need to provide salary slips for the previous three months.
- A form 16 acknowledgement copy is also required.
- Self-employed individuals need to submit the ITR (Income Tax Return) copy.
- Submit KYC (Know your Customer) documents - Identity Proof, and Address Proof. For ID proof, submit any of these government documents - a copy of your Aadhaar Card, Driving License, PAN (Permanent Account Number) card, etc. For address proof, the lender can accept a copy of an electricity bill, bank passbook, Aadhaar card, driving licence, etc.
It takes a few minutes to apply for an online two-wheeler loan with ready scanned copies of the required documents. Secure a two-wheeler loan available at attractive interest rates and repay it during a convenient tenure up to 36 months.
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